National Foundation for Debt Management presents
NFDM Identity Theft Protection
Law enforcement agencies agree that the key to identity theft is the misuse of consumer address and billing information. You see the headlines almost every day. Unsuspecting consumers are being targeted for and victimized by identity theft from every conceivable angle - financial institutions, retailers, mail boxes, post offices, the Internet, email, relatives, co-workers - and the list keeps growing. You never know when it's going to be your turn. NFDM Identity Theft Protection is designed to minimize your exposure and stop the potential misuse of your ID information. NFDM Identity Theft Protection includes a unique four component Identity Theft Package that alerts you to possible threats to your identity and helps you manage the after effects of identity theft if you become a victim.
The Problem
Identity theft is becoming a crime of epidemic proportions. Every year millions of Americans are victimized and billions of dollars lost and the numbers are growing.
- Victims typically don't know they've been victimized until months after their information has been stolen.
- It takes an average of 300 hours and up to 44 months to correct problems associated with identity theft - identifying exposure and usage, credit damage, legal issues.
- Non-financial exposure such as obtaining employment, home rental, tax fraud and other crimes committed by someone who has assumed your identity can result in your going to jail.
The Solution
NFDM Identity Theft Protection is a powerful system that identifies potential misuse of your identity before you become a victim. With our Early Alert Package we provide you with Identity Theft Protection and in the unlikely event that your identity is stolen we provide you with insurance and identity recovery tools. The Identity theft Package includes:
Early Alert
This innovative early detection and warning system utilizes a proprietary system to provide worry-free identity protection 24/7. We scan hundreds of data sources at various intervals. NFDM Identity Theft Protection then notifies consumers of address changes that typically signal an identity theft in progress.
Identity Theft Insurance
In the amount of $10K with a $0 deductible, this benefit protects against the financial hardships associated with identity theft such as costs to defend against collection suits for falsely incurred debt, lost wages, other legal fees, and correspondence with creditors. In addition to financial relief, policyholders have access 24/7 to trained identity theft specialists to aid in the recovery process.
Identity Restoration
Step-by-step instructions for restoring your identity along with access to trained specialists and services vital to the recovery process. We give consumers the option to manage this process themselves or to have us do it for them - further minimizing the hassle involved. Our restoration services enable victims to regain their privacy with minimal effort.
SmartGuard Newsletter
A timely and informative news resource updated regularly and e-mailed directly to members. SmartGuard is designed to help consumers keep up to date on ID theft, privacy scams and effective strategies for avoiding them.